Boat Owners Insurance

Like personal automobiles, your watercraft require both property and liability protection. Depending on the type of watercraft, coverage can be arranged through your Homeowners policy or a separate Pleasure Boat (26 feet or under in length) or Yacht policy (more than 26 feet long). Depending on the policy and coverages selected, we can make sure outboard motors, on-board equipment, trailers and personal property are all protected.

After an Accident...

Accidents can be stressful and scary events.  Here are some helpful tips to keep in mind in the event of an accident:

·   Move your vehicle to a safe place and do not leave the scene.
·   Call 911 if medical assistance is needed.
·   Call the police -- they will determine if an officer is needed at the scene.
·   Try to stay calm and courteous and do not admit fault or talk to anyone about the accident except the police.
·   Take down relevant information at the scene, take pictures of the scene and any damage, and draw a sketch of the accident.
·   Call your insurance agent.

While at the scene, write down the following information:

·   Other Vehicle(s) -- Year, Make, Model and License Plate Numbers.
·   Other Drivers -- Names, License Numbers, Phone Numbers,
    Insurance Company and Policy Numbers.
·   Your Passengers -- Names and Phone Numbers.
·   Witnesses Names and Phone Numbers.
·   Police Officer Names and Departments.
·   Tow Company Name and Phone Number.


Be Prepared! 

Keep an emergency kit in your vehicle with up-to-date contents, including a first aid kit, blanket, flares and flashlight with fresh batteries. We want you to be safe!